NEW Sinking funds & investment tracking, now live

Every dollar, finally in flow.

BudgetGram brings your expenses, subscriptions, savings goals, and investments into one calm, beautiful dashboard — and lets your whole household track together in real time.

Bank-level security
Free plan forever
budgetgram.com/dashboard

Total balance

$24,318.92

+12.4%

Income vs. expenses

Income Expense

Savings goal

73%

Japan trip

Category split

Groceries
largest at 35%

Encrypted & secure

Real-time sync

Works on any device

Free plan, forever

Everything, in one place

One app for every part of your financial life

From daily coffee runs to long-term investing, BudgetGram gives you clarity without the spreadsheets.

Effortless expense tracking

Log spending in seconds, organize with custom categories, and see exactly where your money goes every month.

Smart category budgets

Set monthly limits per category and get a clear read on pace before you overspend — not after.

Subscription management

Track every recurring charge in one list, spot the ones you forgot about, and never get surprised by a renewal.

Pro

Sinking funds & goals

Save toward a trip, a new laptop, or an emergency fund with visual progress rings that keep you motivated.

Pro

Investment portfolio tracking

Monitor brokerage, retirement, and crypto accounts side by side with performance analytics that actually make sense.

Pro

Deep analytics

Trends, category breakdowns, and month-over-month comparisons that turn your data into decisions.

Family

Household & family sharing

Invite family members with a code and track shared budgets and expenses together, in real time.

Smart reminders

Get nudged before bills are due and when a budget category is about to run hot.

Private & secure by design

Your data is encrypted in transit and at rest. BudgetGram never sells your financial information.

Spending by category

Last 30 days

$3,842

total spend

Groceries 32%
Rent 22%
Transport 16%
Dining 14%
Other 16%

Analytics

See the story behind every dollar

BudgetGram's analytics turn raw transactions into a picture you can actually act on — category breakdowns, month-over-month trends, and income-vs-expense comparisons, all updated the moment you add a new expense.

  • Interactive breakdowns by category, tag, or time period
  • Trend lines that reveal spending creep before it becomes a habit
  • Exportable views for tax season or a quick gut-check

Sinking funds & investments

Save with purpose, grow with confidence

Set aside money for specific goals with sinking funds, then keep an eye on your brokerage and retirement accounts alongside your everyday budget — no more switching between five different apps.

  • Visual progress rings for every savings goal
  • Multi-account investment tracking with performance analytics
  • A true net-worth view across cash, savings, and investments
Included in Pro & Family plans

Sinking funds

🏝️ Japan trip73%
💻 New laptop45%
🚨 Emergency fund91%

Portfolio

$118,204

+8.2% this quarter

JanMarMayJul

Household · The Kumar Family

NK

Naveen K.

Owner

$1,240 spent
AR

Aisha R.

Member

$860 spent
JT

Jordan T.

Member

$412 spent
Shared budget this month $2,512 / $3,500

Family plan

Money is easier when you're not managing it alone

Create a household, invite family members with a simple code, and track shared budgets and expenses together — while everyone still keeps their own subscriptions, funds, and investments.

  • Shared categories and budgets everyone can see
  • Every member's Pro features unlocked automatically
  • Simple invite codes — no complicated setup

Works with your AI

Just ask Claude, ChatGPT or Gemini

Connect BudgetGram to the AI assistant you already use. Snap a receipt, share a bill screenshot or just type what happened — your assistant reads it and updates BudgetGram for you. It can look things up, chart your trends, add new entries and fix old ones across expenses, subscriptions, sinking funds, budgets and investments.

Claude ChatGPT Gemini Any MCP-compatible app
  • Secure sign-in with your BudgetGram account — you never share your password with the AI
  • Adds and edits, but never deletes — and duplicate entries are skipped automatically
  • Connect in about a minute, disconnect any time from Settings
Included in Pro & Family plans

Your AI assistant

BudgetGram connected
electricity-bills.png
Add my electricity bills from this screenshot
Done — added 9 bills to Utilities (January–September), $1,777.32 in total. Each billing period is in the notes. No duplicates found.
BudgetGram · add_expenses
The September one was actually $140 — can you fix it?
Updated National Grid on Sep 4 from $135.61 → $140.00.
BudgetGram · update_expense

Ask

Answers from your own data

  • “How much did I spend on groceries last month?”
  • “Chart my spending by category for the last 6 months.”
  • “Any bills or renewals due this week?”

Add

From a screenshot or a sentence

  • 📸 “Add this receipt.”
  • “Add Netflix, $15.49 a month, renews on the 1st.”
  • “Put $200 into my emergency fund.”

Edit

Fix mistakes in plain words

  • “Change last Friday’s Uber to $18.50.”
  • “Raise my Food & Drink budget to $450.”
  • “My 401k is worth $12,400 today — update it.”

Connect in three steps

1

In BudgetGram, open Settings → AI assistants and copy your connector link.

2

Add it as a custom connector in Claude, ChatGPT or Gemini.

3

Sign in, tap Allow — then just start asking.

Pricing

Simple plans that grow with you

Start free. Upgrade when you want deeper insight — or when the whole family wants in.

Monthly Yearly 2 months free

Free

For getting your everyday spending under control.

$0 / forever

No credit card required

Get started free
  • Unlimited expense tracking
  • Category budgets
  • Subscription tracking
  • All basic features, no limits
  • Analytics
  • Sinking funds
  • Investment tracking
  • AI assistant connector
Most popular

Pro

For anyone serious about hitting their goals.

$9.99 / mo

Billed monthly, cancel anytime

Start Pro trial
  • Everything in Free
  • Deep analytics & trends
  • Sinking funds & savings goals
  • Investment portfolio tracking
  • Use with Claude, ChatGPT & Gemini
  • Priority support

Family

Everything in Pro, shared with your household.

$15.99 / mo

Billed monthly, cancel anytime

Start Family trial
  • Everything in Pro
  • Create a household
  • Invite family members to track together
  • Shared budgets & categories
  • Every member gets Pro features

FAQ

Questions, answered

Is BudgetGram really free?

Yes. The Free plan includes unlimited expense tracking, category budgets, and subscription tracking — no credit card, no time limit, no catch. Analytics, sinking funds, and investment tracking are part of Pro.

What's the difference between Pro and Family?

Pro unlocks analytics, sinking funds, and investment tracking for one person. Family includes everything in Pro, plus the ability to create a household and invite family members — and everyone in that household gets Pro features automatically.

Can I switch between monthly and yearly billing?

Yes, anytime from your account settings. Switching to yearly billing gets you two months free compared to paying monthly.

Can I downgrade or cancel later?

Of course. You can change or cancel your plan at any time — your data stays intact, and you'll simply lose access to plan-specific features like analytics or investments if you drop to Free.

How many people can join a Family household?

Invite as many family members as you need using a simple invite code. Everyone can see shared budgets and categories while keeping their own subscriptions, funds, and investments private.

Can I use BudgetGram with ChatGPT, Claude or Gemini?

Yes. On Pro and Family you can connect BudgetGram to Claude, ChatGPT or Gemini (or any app that supports MCP connectors) from Settings → AI assistants. Your assistant can then answer questions about your spending, add entries from a receipt or screenshot, and edit existing ones. It signs in securely with your BudgetGram account, can never delete anything, and you can disconnect it at any time.

Is my financial data secure?

Your data is encrypted in transit and at rest, and BudgetGram never sells your financial information to third parties.

Your money deserves a home this good.

Join BudgetGram today — start free, upgrade whenever you're ready.